Welcome To FIL'S GROUP LLC in Pensacola !

Bankruptcy & Bad Credit Auto Loans: Improve Your Credit Score with a Vehicle Loan

When buying a car, you have 3 options:

-Paying with cash.
-Getting an Auto loan.
-Leasing Agreement.
Besides being the simplest way to pay for a car, paying cash gives you the best financing terms you will ever get. By paying cash, you avoid paying the interest payments that you must pay on a loan or lease. Loans are an agreement to lend money for the right to charge an interest rate on that money as it is paid back.
Leasing is essentially a long-term rental agreement in which you pay for the right to use a car. At the end of the lease term, you have the right to purchase the car for a price determined at the beginning of the lease agreement.
FIL’S GROUP LLC  works with over 15 different finance companies, giving us an upper hand when it comes to approving you for a car loan. Whether you’ve had credit problems in the past or are looking for the lowest rate possible, we have the banks to make sure we can fulfill your needs. We consider customer satisfaction to be our highest priority. In each of our departments, the emphasis is always on putting our customers’ needs first.

No matter what option you choose, we’ll help you drive off the lot in the car you want.

Whether you have great credit, bad credit, or no credit, we have a financing option for you.

Preparing For Your Auto Appointment

What to Bring

Be sure to bring these items when you come to FIL'S GROUP LLC to get your next used car or truck, That way, we can have you driving in about an hour!

Valid ID

We accept Driver’s License,
International License, or Passport

Recent Paystub

W2 employees: Bring along most recent paystub with earnings year-to-date
1099: Bring along 3 months consecutive bank statements
SSI or Disability:If you receive SSI or Disability, bring your current award letter

Address Verification

Certified Mail, Government Document, or
Utility Bill with your current address


Bring 6 complete references ,
Names , address and phone numbers .